{"product_id":"how-the-other-half-banks-exclusion-exploitation-and-the-threat-to-democracy-9780674983960","title":"How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy","description":"\u003cp\u003eThe United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else.\u003ci\u003e How the Other Half Banks \u003c\/i\u003econtributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...\u003ci\u003eHow the Other Half Banks\u003c\/i\u003e is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.\"\u003cbr\u003e--Nancy Folbre, \u003ci\u003eNew York Times Book Review\u003c\/i\u003e \u003cp\u003e\u003c\/p\u003e\"\u003ci\u003eHow the Other Half Banks \u003c\/i\u003etells an important story, one in which we have allowed the profit motives of banks to trump the public interest.\"\u003cbr\u003e--Lisa J. Servon, \u003ci\u003eAmerican Prospect\u003c\/i\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=AUTH-11043048\"\u003eMehrsa Baradaran\u003c\/a\u003e\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Harvard University Press\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 03\/12\/2018\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 336\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.90lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.10h x 6.00w x 0.90d\u003cbr\u003e\u003cb\u003eISBN13:\u003c\/b\u003e 9780674983960\u003cbr\u003e\u003cb\u003eISBN10:\u003c\/b\u003e 0674983963\u003cbr\u003e\u003cb\u003eBISAC Categories:\u003c\/b\u003e\u003cbr\u003e- \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=CAT-BUS\"\u003eBusiness \u0026amp; Economics\u003c\/a\u003e | \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=BISAC-BUS004000\"\u003eBanks \u0026amp; Banking\u003c\/a\u003e\u003cbr\u003e- \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=CAT-BUS\"\u003eBusiness \u0026amp; Economics\u003c\/a\u003e | \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=BISAC-BUS070140\"\u003eIndustries | Financial Services\u003c\/a\u003e\u003cbr\u003e- \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=CAT-BUS\"\u003eBusiness \u0026amp; Economics\u003c\/a\u003e | \u003ca href=\"https:\/\/sureshotbooks-com.myshopify.com\/search?type=product%2Carticle%2Cpage\u0026amp;q=BISAC-BUS023000\"\u003eEconomic History\u003c\/a\u003e\u003cbr\u003e\u003cp\u003e\u003ci\u003eThis title is not returnable\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e","brand":"Harvard University Press","offers":[{"title":"Default Title","offer_id":42694331367661,"sku":"9780674983960","price":24.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0550\/8097\/6621\/products\/img_2a25d2e9-ca80-4f5c-a7d2-48e1edcaf501.jpg?v=1649865407","url":"https:\/\/sureshotbooks.com\/products\/how-the-other-half-banks-exclusion-exploitation-and-the-threat-to-democracy-9780674983960","provider":"SureShot Books Publishing LLC","version":"1.0","type":"link"}