The opportunities afforded to those with a great credit score are hard to argue against. Very few opportunities are available to an individual that creditors and other financial institutions consider to be too risky to deal with. Employers also will be wary of a person with less than perfect credit because they may be seen as untrustworthy or likely to harm the companies that would hire them. On top of this studies have shown that credit is a significant factor in the likelihood of two people being romantically compatible.
The simple truth is that good credit is extremely valuable, perhaps even more valuable than a person\'s actual net worth, and therefore people should make every concerted effort possible to make sure that their credit not only is in good standing but that it remains that way for as long as they can. This is not a difficult goal to achieve. It does not take much time at all as permanent positive changes can take effect immediately in some cases. It also does not take much effort. Credit reports and credit scores can be obtained for free with less strenuous work than it takes to microwave popcorn, and with those two simple pieces of information anybody is able to begin making necessary changes that will have huge financial benefits to their lives.
Within this book you will find:
- The differences between a FICO score, credit score, and credit report
- What formulae creditors use to determine credit scores
- How to obtain a free credit report
- What it takes to reduce and eventually eliminate debt
- The importance of steady credit monitoring
- How mistakes made by creditors can hurt you
- How refinancing can help your credit
- The number of credit cards a person should own
- How to game the FICO score for your benefit
- The significance of a kindly worded written letter
- And so much more!
If you are tired of missing out on opportunities that you have worked hard to achieve, if you wish that you could live in a better apartment or even purchase a home for the first time, or if you want the knowledge to reduce your debts so you can start living a more financially secure life then this is the book you need to read.
Author Name: Mark Bresett
Publisher: CreateSpace Independent Publishing Platform
Publish Date: 29 September 2017
Binding Type: Paperback
Weight: 2.88 ounces
Size: 6 x 0.12 x 9 inches
ISBN Number 13: 978-1977749888
ISBN Number 10: 1977749887
- Personal Finance
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